Policy shop › AML / CTF & Financial Crime
Customer Due Diligence (KYC) Program
A professionally drafted Customer Due Diligence (KYC) Program for banks, deposit-taking institutions and finance companies, covering anti-money-laundering and counter-terrorist-financing obligations. Global edition — written to international standards (Basel Committee, FATF, ISO, COSO, NIST and FSB) and deliberately jurisdiction-neutral, with bracketed prompts marking the points where your local law or regulator's requirements must be inserted. Supplied as a fully editable Microsoft Word document, de-identified and ready to adapt to your organisation. Typical owner: Chief Compliance Officer / AMLCO; approval: Board of Directors.
| Typical owner | Chief Compliance Officer / AMLCO |
|---|---|
| Typical approval | Board of Directors |
| Length | ~13,195 words (approx. 33 pages) |
| Last reviewed | July 2026 — verify currency for your circumstances before use |
| Format | Microsoft Word (.docx), fully editable |
| Delivery | Instant download after purchase; re-download any time from your account |
| Licence | Single-organisation licence |
| Guarantee | Materially defective or misdescribed? We'll resupply, replace or refund within 30 days — see Terms |
Preview the first 6 pages (PDF) See the real cover, document control page and opening sections before you buy.
What's inside
- Contents
- 1. Purpose
- 2. Scope
- 3. Definitions
- 4. Regulatory Framework
- 5. Program Statement and Principles
- 6. When Customer Due Diligence Must Be Performed
- 7. Customer Identification Requirements by Customer Type
- 8. Purpose and Intended Nature of the Business Relationship
- 9. Sanctions and Watchlist Screening at Onboarding
- 10. Verification Standards
- 11. Beneficial Ownership
- 12. Politically Exposed Persons
- 13. Agents and Authorised Representatives of Customers
- 14. Reliance on Third Parties
- 15. Ongoing Due Diligence and Periodic Review
- 16. Re-Verification Triggers
- 17. Discrepancies and Inability to Complete CDD
- 18. Record-Keeping
- 19. Roles and Responsibilities
- 20. Reporting and Escalation
- 21. Breaches of this Program
- 22. Training and Awareness
- 23. Review of this Program
- Appendix B: Acceptable Identification Documents for Individuals
- Policy Administration