Liquidity Risk Policy

A professionally drafted Liquidity Risk Policy for banks, deposit-taking institutions and finance companies, covering liquidity risk management and funding resilience. Australian edition, designed around the Australian regulatory framework (APRA, ASIC and AUSTRAC) as at the last-reviewed date shown — verify currency for your circumstances before use. Supplied as a fully editable Microsoft Word document, de-identified and ready to adapt to your organisation. Typical owner: Chief Financial Officer; approval: Board Risk Committee.

What's inside

• 1. Purpose
• 2. Terms & Definitions
• 3. Governance of Liquidity Risk
• 4. Approach to Liquidity Risk Management
• 5. Funding Strategy
• 6. Contingency Funding Plan (CFP)
• 7. Stress Testing
• 8. Reporting
• Appendix A: Maturity Mismatch Limits
• Appendix B: Going Concern Scenario Assumptions
• Appendix C: Crisis Scenario Assumptions
• Appendix D: Recovery Strategies
• Appendix E: Cash Flow Maturity Mismatch Report
• Appendix F: Cash Flow Analysis Statement
• Appendix G: Stress Testing Results
• Appendix H: Key Stakeholder Contacts
• Appendix I: Funding Summary Report
• Appendix J: ALCO Summary Report
• Policy Administration Information