Valuations Policy

A professionally drafted Valuations Policy for banks, deposit-taking institutions and finance companies, covering credit risk appetite, origination and portfolio management. Global edition — written to international standards (Basel Committee, FATF, ISO, COSO, NIST and FSB) and deliberately jurisdiction-neutral, with bracketed prompts marking the points where your local law or regulator's requirements must be inserted. Supplied as a fully editable Microsoft Word document, de-identified and ready to adapt to your organisation. Typical owner: Chief Risk Officer; approval: Board Risk Committee.

Typical owner	Chief Risk Officer
Typical approval	Board Risk Committee
Length	~10,581 words (approx. 26 pages)
Last reviewed	July 2026 — verify currency for your circumstances before use
Format	Microsoft Word (.docx), fully editable
Delivery	Instant download after purchase; re-download any time from your account
Licence	Single-organisation licence
Guarantee	Materially defective or misdescribed? We'll resupply, replace or refund within 30 days — see Terms

Preview the first 6 pages (PDF) See the real cover, document control page and opening sections before you buy.

What's inside

• Contents
• 1. Purpose
• 2. Scope
• 3. Definitions
• 4. Regulatory Framework
• 5. Policy Statement and Principles
• 6. Requirement for and Basis of Valuation
• 7. Valuation Methods and Selection Criteria
• 8. Valuer Panel Management and Independence
• 9. Valuation Currency and Revaluation Triggers
• 10. Specialised and Non-Standard Securities
• 11. Valuation Shortfalls, Challenge and Dispute Process
• 12. Valuation Risk Monitoring and Model Governance
• 13. Use of Valuations in Capital, Provisioning and Enforcement
• 14. Roles and Responsibilities
• 15. Reporting and Escalation
• 16. Breaches of this Policy
• 17. Training and Awareness
• 18. Review of this Policy
• Appendix A: Valuation Method Selection Matrix (Template)
• Appendix B: Panel Valuer Appointment and Review Checklist
• Policy Administration

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